Credits are what we use to access or take part in various forum activities

• Earning Credits - You can earn credits by
 Induction
 Registration, Promotion, Subscription, etc
 Referral
 Birthday
 Creating a new Thread
 Rating a Thread
 Posting
 Own Thread Posting
 Your Thread Viewed
 Your Thread Rated
 Your Thread Replied
 Your Profile Viewed
 Poll Vote
 Upload Attachment
 Sending PM
 Calendar Event
 Profile Picture
Taking part in the Photo Caption Competition
Taking part in the Quizzes run by Paul Davies on Wed, Fri and Sun
Betting on vBookie events

• Using Credits - You can use your Credits in:
vBookie
Forum Raffle/Lottery
Forum Arcade

• Savings Accounts
You can transfer money from your Checking Account to Saving, which you will get paid interest on

• Donations
o You can donate some or all of your Credits to someone else